The easiest way to see if you qualify for bankruptcy is to get started with your free consultation from Chelsea A. Whitley LLC. If you earn less than the median income, you can typically qualify for Chapter 7 bankruptcy; if not, then you may have to apply for Chapter 13 bankruptcy. Qualification does not automatically mean that your bankruptcy will be granted, but if you include and disclose all of your assets and liabilities, then it should.

Call us today to learn more or to request bankruptcy services.

Typically, it can take up to 90 days or three months from start to finish. However, this may vary depending on the case and the details of the bankruptcy. Call Chelsea A. Whitley LLC today to learn more about the process and how to start filing.

When you file for bankruptcy, the automatic stay puts a freeze on pending lawsuits, creditor harassment, collection phone calls and letters, and foreclosure proceedings. Bankruptcy can protect your wages and your property. Chelsea A. Whitley LLC offers bankruptcy legal services for those in need. Call today.

Chapter 7 bankruptcy eliminates your debt on the basis that you cannot repay it and is available to people who make under the median income in their state. Chapter 13 bankruptcy simply restructures your debt but still requires you to pay it back. To determine which route may be best for you, contact our firm today.

You have the option to file for bankruptcy individually without your spouse. However, your spouse will need to provide their financial information and details about any property you own together.

If you keep up with bills and do not accumulate new debt, you can typically qualify for a small credit card or a prepaid secured card within a few months of filing for bankruptcy.

Are you looking for dependable bankruptcy legal services? Call Chelsea A. Whitley LLC today!